5 Steps for Choosing Pet Health Insurance from Hollywood FL Areas Top Vet
1. Choose the right reimbursement type.
All pet insurance plans use either a percentage of invoice or a benefit schedule to calculate reimbursement. Avoid companies' with percentage-based plans that limit your actual reimbursement by excluding common things like exam fees and instead look for one that has more extensive coverage.
2. Do Your Research.
When considering a plan be sure you understand what is covered, what isn't and what the factors involved are that may cause your coverage to change. Some plans put complicated restrictions on coverage.
3. Less is not more
Less may be more when it comes to design but not when it comes to pet insurance. The least expensive plans usually cost less for a reason, they don't offer as much and you pay more in the long run. Per-incident deductibles apply to every new claim you file before you’ll be covered. Annual deductibles need to be met just once each 12-month policy term for full coverage to kick in. Look for a plan that has have either an annual deductible or no deductible.
4. Choose a complete care plan or go à la carte.
Not every plan offers wellness coverage. Wellness plan may include flea and heartworm prevention as well as vaccinations. Some only offer wellness it if you buy an expensive medical plan first. Consider a plan that includes individual medical and wellness plans.
5. Go with a company you can trust.
There are a lot of pet insurance companies that are around until they’re not. Go with an established company you know has a good reputation and is recommended by someone that you trust.
Call DPC Vet at (954) 516-1654 today if you have any questions.